Payment Protection Claims

Most people are now aware of the issue of mis-selling surrounding payment protection insurance, but many people are still unsure whether they personally may be entitled to make a claim. If you have taken out a loan, mortgage, hire purchase agreement, credit or store card in the past 10 years then it is very likely you may have also been sold payment protection insurance. Just because you have a policy; however, this does not necessarily mean it was mis-sold or that you have the right to make payment protection claims.

To establish whether you have the right to make a claim you should begin by thinking about the information you were given and the questions you were asked at the point of sale. If you answer ‘yes’ to any of the questions below, it is likely your policy was mis-sold and you may be entitled to make payment protection claims.

Were you told you had to have the policy?
Were you told taking out the policy would guarantee or improve your chances of being given the loan?
Did the salesperson fail to make the cost of the cover clear?
Did the salesperson fail to make the policy conditions clear?
Were you in full time education, unemployed or retired at the time of sale?
Were you self-employed at the time of sale?
Were you aged 65 or over at the time of sale?
Were you suffering from a pre-existing medical condition at the time of sale?
Did you feel pressured into taking out the cover?
Were you sold a single premium payment protection policy, but not told it may not cover the life of your loan?

If you believe you have the right to make payment protection claims, we could help. To get started just complete the claim form on our homepage.

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Payment Protection Claims

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